Basic Approval Requirements

Basic Approval Requirements >> Click Here to Apply - Takes 2 Minutes <<

There are seven basic approval requirements:

  • If your credit score is less than 625, you need a monthly income of at least $1500 (before taxes).
  • If you’ve filed Chapter 7 Bankruptcy, a meeting of creditors must be completed.
  • If you’ve filed Chapter 13 Bankruptcy, an authorization to Incur Debt is required from the trustee.
  • If you’ve had an auto loan repossession in the past year, it must included in a bankruptcy.
  • The vehicle must be purchased from an authorized, licensed dealer partner.
  • You must be a US or Canadian resident.
  • You must be 18 years of age.

If you meet these criteria, you have a very good chance of being approved.  If you don’t meet these criteria, you can still apply and see what options you have.